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Short term car
insurance
Ian
Morrison's family was pretty far-flung. He had relatives who
had been in the United States for two generations, two of
his sisters lived in Australia and one brother was now a New
Zealander. Ian and his brother Carl had always been very
close as children, so it was not surprising that when Carl
decided to have a holiday in Britain for the first time
since emigrating 20 years ago Ian offered to put him up for
a couple of weeks.
Click here for short term car insurance!
Although
they had planned a number of excursions together it was not
possible for Ian to spend all his time with Carl because of
both work and family commitments, and as an outdoor lad Carl
had no intention of sitting in the house all day so he
looked at the cost of hiring a car for the duration of his
stay there. Unfortunately, the local car hire company was
not willing to deal with them when they found out that he
was not a UK resident, and the others quoted higher charges
which were completely outside his budget. Not a problem, Ian
and his wife had two cars between them so they agreed to
lend the smaller of the two to Carl for the duration of his
holiday. The vehicle was already taxed of course, but what
would they do about insurance? Carl had a car in New Zealand
of course, but his policy only covered him for driving in
that country. They contacted several insurance companies in
the UK by telephone and spoke to their local insurance
broker, all of whom were more than willing to sell Carl a 12
month policy at, since he did not have any no claims bonus
in the UK, absolutely outrageous prices but none of them
were able or willing to reduce the price in recognition of
the fact that he would only be driving for a fortnight.
Fortunately Ian had heard on the grapevine that it was
possible to find insurance policies for very short periods
of time so he did a quick search on Bing and found a short
term car insurance company. There was a very short form that
had to be filled in; fortunately the fact that Carl's
driving licence was a New Zealand one was no problem and
after ten minutes of one fingered typing the deed was done;
Carl pay by credit card and from then on he was insured to
drive Ian's car for the next two weeks, a facility which he
made full use of.
Short term car insurance is quite a new product which was
brought out in answer to the demand for a more flexible
insurance system; cover can be bought for any period between
a day and for weeks, fully comp or third party only!
Needless to say, this has proved to be a very popular
product indeed, and although it is not suitable for every
car insurance purpose it is a very useful service for
everyone to be aware of.
Copyright John
Bennett 2005 All Rights Reserved
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